Small Business General Casualty

Richmond National focuses on small accounts within the General Casualty marketplace.


  • Comprehensive General Liability Occurrence Coverage Form
  • Primary General Liability Limits of $1,000,000 Per Occurrence and $2,000,000 Annual Aggregate
  • Medical Payments
  • Employee Benefits Liability
  • Hired and Non-Owned Auto Liability
  • Abuse or Molestation Coverage Options
  • Assault and Battery Coverage Options
  • Habitability Coverage Options
  • Coverage Options For Outdoor Play Equipment

Target Classes

  • Apartment Buildings and Complexes
  • Childcare Facilities
  • Condominium and Homeowners Associations
  • Convenience Stores – Including Gasoline Pumps and Carwashes
  • Homeschool Co-Ops
  • Hotels and Motels – Including Both Interior and Exterior Entry
  • Houses of Worship
  • Lessor’s Risk Only – Including Offices, Shopping Centers, Warehouses, and Other Commercial Space
  • Private Schools
  • Trade Schools
  • Vacant Buildings and Vacant Land

Submission Requirements

  • ACORD Commercial Insurance Application and General Liability
    Application with a Complete Description of Operations
  • Supplemental Application, Where Appropriate
  • Five-Year Currently Valued Loss Runs with a Description Provided for Losses Over $25,000